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In 1973, IBM gave banks the SNA treatment with the 3600 Finance Communication
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**C — Technical/Debt:** Risk surface is temporal. What this does to the builder's future ability to understand, operate, and recover. Use when something was built faster than it was understood, or agentic coding created opacity.
Российский офицер назвал абсурдной задачу ВСУ форсировать Днепр08:37